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Cruz Del Sur Group
In this Group: Filomena, Luiza, Margarita, Jacinto, Flora, Paulina, Marina Eugenia, Bertha Leticia, Constancia
The Santiago II central office is a medium sized office that includes nearly 100 communal associations. One of those is "Cruz del Sur" (Southern Cross). It's in its fifth cycle and is made up of nine members; eight women and one gentleman. Paulina is the president, Filomena is the secretary, and Bertha is the group's treasurer.

The business that Filomena has had for three years is the selling of repair parts for automobiles. Her first loan was for $100. She is now requesting 2,000 BS. In both cases the loan was for the purchase of inventory. She makes her sales during the day on Thursdays, and Sundays, at the fair in the "16 de Julio" zone. Her husband helps her. When asked what she likes best about "Pro Mujes," she tells us that she likes the training.

Other businesses run by the group's members include transportation, book sales, food sales, second hand clothing sales, automobile accessories, tires, and milk delivery.
View original language description ↓
El Centro Focal de Santiago II es un centro focal mediano que acoge a cerca cien asociaciones comunales. “Cruz del Sur”, es una de ellas, está en su quinto ciclo, de nueve integrantes ocho son mujeres y uno es varón.

La señora Paulina es la presidenta, la señora Filomena es la secretaria de actas y la señora Bertha es la tesorera de la asociación. El negocio en el que participa la señora secretaria de actas, es la venta de repuestos de auto, desde hace 3 años. Ella comenta que fue su esposo quien le enseñó el negocio de vender repuestos de autos.

Su primera solicitud fue de $us 100.-, ahora solicitó Bs. 2000.- en ambos casos, su objetivo era la compra de mercadería. Las ventas son realizadas en la Feria de la zona 16 de Julio, los jueves y domingo, durante el día. Le ayuda en el trabajo su esposo.

Cuando se le consulta sobre lo que le gusta más de Pro Mujer, la señora comenta que la capacitación.

Con respecto a los negocios dentro de la asociación, son variados, entre ellos tenemos: transporte, comerciante de libros, venta de comida, venta de ropa usada, venta de accesorio de autos, llantería y repartidor de leche.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Cruz Del Sur Group's $2,225 loan helped a member compra de repuestos de automovil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 8, 2010
Currency Exchange Loss:
Apr 22, 2011