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Elsie
Elsie V. is 42 years old and enter marriage at an early age. The eldest of her 4 children is 23 and the youngest is 3 years old. Her eldest daughter is now a teacher. Her eldest son is 21 years old and has finished Hotel and Restaurant Management studies. Her 15 year son is in high school.

The couple was able to support the studies of their children because of the financial assistance from her business. She is a skilled manicurist and with the support of the business and put up a small shop. Aside from her shop, she is also doing home service for her busy customers. Her income is doing well but not sufficient enough because as of now they are still renting. It has been the couples dream to have their own house and lot for their children and they are working hard to meet this goal.

Elsie is applying for another loan of Php 29,000.00 pesos to improve her shop, buy new manicure and pedicure sets, nail polishers and hair dressing tools. She is gaining more customers and wants to serve them with convenience and a with a comfortable feeling. She is hoping that KIVA lenders will support her business plans so that she can generate more income for the fulfillment of their dream.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1256
    View loans »
    Philippines Loans Fundraising
  • $57,860,075
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Elsie to buy a manicure set, nail polish, hair dressing tools and make shop improvements.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2010
Listed
Sep 30, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 27, 2011