Elmer is 39 years old, and works as a carpenter. His sales are mostly commissioned and some are paid for the furniture as it is as some customers ask for different orders. Elmer began this business 15 years ago; it’s noteworthy to mention that he always looks for a way to generate income for his family since he is a very intelligent person. He is asking for a loan to buy raw materials to make chairs, dining rooms, desks, beds among other items. Elmer’s dream is to keep his business and to keep working hard to survive.
Elmer tiene 39 años, su actividad es brindar el servicio de carpintería. Sus ventas, en su mayoría son por encargos, y algunas de contado por lo que sus clientes llegan a solicitarles diferentes pedidos. El inicio en este negocio desde hace 15 años, cabe señalar que el busca la forma de generar ingresos para su familia, pues es una persona muy inteligente. El está solicitando este crédito con el objetivo de comprar materias primas para elaboración de sillas, comedores, escritorio camas entre otras cosas. Su sueño es seguir manteniendo su negocio y trabajando para sobrevivir.
Fundación Leon 2000
This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).