Check out some available loans that are similar to this one!
Luz Maria
Luz María P. is 66 years old and very loved by her neighbors. She has a business selling cold cuts and she also has another business selling clothing and soft drinks, like pony malta, Boli, etc. Luz María is married and she has a 44 year old son. She lives in Carrizal, a large neighborhood where she has the majority of her clients. She was born in the department of Chocó and she came to Barranquilla with her son to live at the house of a brother. From this moment, she decided to obtain an additional income in order to support the household. First, she started with clothing and making sweets during the weekends. Then she added the soft drinks. Now she sells cold cuts like sausages, salami, bologna, chorizo which she buys at an important business and distributes them among her clientele on credit and then charges them weekly. Recently her business has grown, her orders have increased and she needs to somewhere to refrigerate her products, especially the soft drinks. For this reason, she needs to buy an appropriate cooler. Also, she is preparing for end of the year parties and women’s and children’s clothing are very popular. She has come to the Fundación Mario Santo Domingo to do her sixth loan and she is requesting a kiva loan for $1.500.000 COP.


Her dream is to improve her quality of life and the possibility to obtain more income for the family with her businesses. Her life has always been surrounded by business. She is a a person with many ideas and she is always putting them in motion, and she still dealing with entrepreneurial ideas that will generate income.

View original language description ↓
Luz María P. es una mujer de 66 años, muy querida por sus vecinos, tiene el negocio de vender carnes frías y también desarrolla otra actividad comercial que es la de vender ropa por encargo y refrescos como gaseosas pony malta, Boli etc; Luz María es casada y tiene un hijo de 44 años de edad y vive en carrizal, barrio de un gran tamaño donde tiene su mayor numero de sus clientes. Ella nació en el departamento de Chocó hace 40 años y llegó a Barranquilla con su hijo a la casa de un hermano, desde ese mismo momento ideo la forma de obtener un ingreso adicional para apoyar su hogar; primero empezó con ropa y haciendo pasteles los fines de semana luego agregó refrescos y hoy vende carnes frías como salchichas, salchichones mortadela, chorizos que compra en una empresa importante y la distribuye entre su clientela a un crédito que cobra semanalmente.
Últimamente su negocio ha crecido, sus pedidos han aumentado y necesita tener donde refrigerar los productos especialmente los refrescos, por eso necesita comprar un enfriador apropiado, de igual manera está preparándose para las fiestas de fin de año y la ropa femenina e infantil es muy solicitada por sus clientes, por eso ha acudido a la Fundación Mario Santo Domingo, para hacer el sexto crédito y para ese propósito está aplicando a su credikiva por valor de $1.500.000 COP.

Su sueño es mejorar su nivel de vida y las posibilidades de obtener cada día mas ingresos familiares con su negocio, su vida siempre ha estado rodeada de negocios es una persona de muchas ideas y siempre debe ponerlas en marcha, y mas aun si se trata de ideas emprendedoras que le generen ingresos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 525
    View loans »
    Colombia Loans Fundraising
  • $14,939,450
    Funds lent in using Kiva
  • 1,802.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Luz Maria to buy a cooler, cold cuts, soft drinks and women's clothing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2010
Listed
Oct 3, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2012