Alegres Catarinas Group
Josefina O. López is the president of the group. She is 29 years old and finished the 6th graD.. She is a merchant and has 4 children (2 girls and 2 boys). A year and a half ago she started selling handbags for a living. Her customers are people who live in the same community that have a little more economic freedom as some of the bags are a bit expensive depending on the matierial they are maD. from. She also sells them on a payment plan. At the time of this loan request she feels happy. She is requesting the loan to buy more bags as she is entering one of her busiest seasons.
The photo was taken in Señora Slivina's house, another member of "Alegres Catarinas". They are pictured here with catalogs, bags and other products that Señora Silvina and Señora Josefina sell. At the time of this photo they are well stocked and hopeful.
Josefina O. López es la presidenta del grupo, tiene 29 años, estudió hasta el 6to año D. primaria, es comerciante y tiene en total 4 hijos (2 mujeres y 2 varones). Ella se dedica a la venta D. bolsas D. mano que inició hace año y medio. Solicita el préstamo para invertir las bolsas. Sus clientes son personas D. la misma comunidad que cuentan con un poquito D. mayor posibilidad económica, ya que algunas bolsas están un poco caras, dependiendo del material que sean, ella también las venD. en abonos. Al momento D. solicitar este préstamo se siente contenta. Quiere este crédito para invertir en más bolsas pues entra una D. sus mejores temporadas.
Esta foto fue tomada en la casa D. la Sra. Silvina, integrante del grupo Alegres Catarinas. Se ven los catálogos, las bolsas y algunos productos que venden la Sra. Silvina y la Sra. Josefina quienes cuentan con un amplio surtido en la foto. Al momento D. solicitar este préstamo se sienten ilusionadas.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid