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Valentina is married with grown children. She is a small entrepreneur from the Kherson region. Valentina sells women’s clothing in several small marketplaces in her region. She started her trade fifteen years ago when she was forced to find ways to feed her family in complicated times of post-soviet redevelopment. Currently, her turnover capital is about 49,000 UAH. Net profit amounts to approximately $887 a month.

Valentina is seeking a loan of 15,000 UAH to diversify the assortment of merchandise she offers for sale in the marketplaces. Valentina believes that offering a variety of clothing items will help her retain existing clients, find new ones and provide superior service in a competitive marketplace. Maintaining a good balance between price, quality and availability of products will promote further stable expansion of her trade and ensure better living standards for her family.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Valentina to diversify assorted merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 23, 2010
Sep 30, 2010
Currency Exchange Loss:
Apr 15, 2011