Las Gualupitas Group
Julia C.D. is a member of this group. She is 48 years old and didn't have the opportunity to study. She is married and has a total of 4 children, two boys and two girls. Julia sells groceries, a business that she started over eight years ago. She is applying for a loan to purchase merchandise, with the final outcome of expanding her business and also investing in the sale of food, since she is located on the side of the road and has had customers request this service. Her customers consider her to be a very hard-working woman, hygienic, and with an impeccable reputation. Senora Julia is grateful for this loan since she will be able to fulfill her plans that had seemed so far and difficult to reach but now seem to be just around the corner. She hopes to continue to grow her business and remodel it.
Julia C. D. es integrante del grupo Las Gualupitas, ella tiene 48 años de edad; no tuvo la oportunidad de estudiar, es casada y tiene en total 4 hijos dos varones y dos mujeres. Julia se dedica a la venta de abarrotes, negocio que inicio hace ocho años. Solicita el préstamo para la compra de mercancía, con la finalidad de hacer crecer su negocio invirtiendo también en la venta de comida, ya que está a la orilla de la carretera y es lo que sus clientes le solicitan. Sus clientes consideran que es una persona muy trabajadora, higiénica y de impecable reputación. La Sra. Julia se siente agradecida por este préstamo ya que podrá realizar los planes que se había propuesto y que por un momento los vio difícil de alcanzar, pero con este crédito dice la señora solo están a la vuelta de la esquina. Ella espera seguir haciendo crecer su negocio y hacer remodelación de él.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid