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Naseem Zafar Iqbal's Group
In this Group: Naseem, Niamat, Razia, Arshan, Nabila
Naseem does embroidery to ease her family's financial burden. She lives in Arifwala which is a small city located in the Punjab, Pakistan. She lives with her husband and family in a two-room brick house in the colony named Zia Nagar. Naseem is married to Z. I. who is a private entrepreneur and has a vegetable selling business. He buys vegetables from the vegetable market and sells them to different vegetable shops to make a good profit.

Naseem is the mother of three sons. Her elder son works as a laborer and the other two stay at home and don’t do anything. None of her sons could get an education due to financial constraints. She has applied for a loan from Kiva's partner, Asasah, for her husband’s business. With the loan amount, her husband will buy seasonal vegetables in bulk to improve his selling.

Naseem is hopeful that this investment will bring positive changes in her husband’s business and that his dream of starting his own vegetable shop in the market will become true with the help of the profit earnt through the loan. She is a regular borrower from Asasah and this is her second loan application. With her previous loan, she has proved herself to be a responsible person who has paid her installments on time and has never missed a meeting.

Note: In the photo, Naseem is the lady who is holding a book (the Asasah Passbook) in her hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 412
    View loans »
    Pakistan Loans Fundraising
  • $15,144,625
    Funds lent in using Kiva
  • 86.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem Zafar Iqbal's Group's $1,050 loan helped a member to buy seasonal vegetables for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2011