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Safia Mahram Ali's Group
In this Group: Safia , Parveen, Nasreen, Nasreen
Safia lives in Arifwala which is a small city located in the Punjab, Pakistan. She lives with her husband and family in a two-room brick house in the colony named Zia Nagar. She is an older woman aged over 50. It is difficult to work at this age but she is still very active. She not only has a clothes sewing business but she also operates a dairy business from her home. She keeps a buffalo at her home for her dairy business.

Her husband is a property dealer by profession. She is the mother of a son and a daughter both of whom are illiterate. Her son works as a laborer and earns income on a daily basis. Safia has applied for a loan from Kiva's partner, Asasah, for her dairy business. With the loan amount, she will buy another buffalo to increase her dairy business's milk productivity.

Safia is very confident that her business will grow more with the additional buffalo and that her family's standard of living will improve. She is a regular borrower from Asasah and this is her fifth loan application. With her previous loans, she has proved to be a responsible person who has paid her installments on time and has never missed a meeting.

Note: In the photo, Safia is the lady who is holding a book (the Asasah Passbook) in her hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 86.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Safia Mahram Ali's Group's $950 loan helped a member to buy another buffalo for her dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2011