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Noor Muhammad Saeed's Group
In this Group: Noor , Ramzana, Sugran, Sumera
Noor lives in a small city called Arifwala in Pakistan. She owns a three-room brick house in the area of Zia Nagar and has been living in it with her family for the past 11 years. She is 37 years old, married to M. S. and has three sons and two daughters. Unfortunately she hasn't been able to provide them with an education due to poor financial conditions. She is a seamstress, sewing clothes for her neighboring clients in order to earn an income for her family. She receives a good number of orders every month due to her quality work.

Her husband runs a grocery shop in the market where he sells daily use items like cooking oil, rice, spices, etc. to his customers. He has been running this business for the past seven years. In this period of time, he has faced financial problems and competition from other grocery shops as well. But with his brave nature and timely financial support from Noor, he has successfully overcome those problems and his business is now earning a good profit.

Noor has applied for a loan from Kiva's partner, Asasah, for her husband’s business. With the loan amount, her husband will buy groceries in bulk to diversify the stock in his grocery store which will help him to increase his household income and also to serve more clients. Noor is a regular borrower from Asasah and this is her fifth loan application. With her previous loans, she has proved to be a responsible person who has always paid her installments on time and has never missed a meeting.

Note: In the photo, Noor is the lady who is holding a book (the Asasah Passbook) in her hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 86.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noor Muhammad Saeed's Group's $825 loan helped a member to buy groceries in bulk to sell in her grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2011