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Karine H. is married with 2 children, living with her father-in-law. Karine rents a trading booth at the busy city market from where she sells women’s clothing. Karine’s husband is employed, and contributes to the business’s success by investing his savings. To meet her clients’ needs Karine needs to travel to the neighboring country to purchase autumn clothing stock.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Karine purchase new clothing stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Oct 2, 2010
Currency Exchange Loss:
Jul 15, 2011