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Marine H. is a young entrepreneur selling women’s clothing and shoes. She lives happily with her 3 brothers and retired parents. While her two younger brothers are serving in the army, her older brother is helping her run the business.

Marine rents a shop in the busy city market. This happy and enthusiastic young lady supports herself and her family with the income from the business. She is very eager to add fresh inventory to satisfy her longstanding customers. Marine is planning to make a purchase of new inventory, for which she has applied for this loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 120
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Marine purchasing new inventory.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 1, 2010
Oct 2, 2010
Currency Exchange Loss:
Feb 17, 2012