Nizami A. is 40 years old. He is married and has two children: an 18-year-old daughter who this year will enter university and a 15-year-old son who is a student in school. Nizami is an internally-displace person (IDP); he moved from the city of Fuzuli and now lives in the Fuzuli region.
Nizami is already on his second loan. The first loan was taken by his wife Sevindj Aliyeva. They are very grateful for the loans. Nizami has been engaged in this business for 7 years. Now he needs 2000 AZN in order to buy a new video camera because his camera is broken and therefore he cannot work.
Nizami A. 40 let. On jenat i imeyet 2 detey, doch 18 let kotoraya v etom qodu postupila v universitet i sin 15 let kotoriy uchitsya v shkole. Nizami yavlyayetsya IDP personom, on pereselenec iz Fuzuli qoroda, i seychas projivayet v Fuzuli region.
Nizami uje eto vtoroy ssud. Pervuyu ssudu brala yeqo jena Sevindj Aliyeva. Oni ochen blagodarni za ssudu. Nizami uje 7 let kak zanimayetsya etim biznessom. Seychas on nujdayetsya v 2000 AZN chtobi kupit noviy video apparat tak kak yeqo apparat isportilsya i on ne mojet rabotat.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.