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Niyonkuru Group
In this Group: Esther, Suzanne, Elisabeth, Francine, Chantal, Monique, Violette, Jeanine, Josephine, Therese, Fatima, Emmanueline, Liberathe, Janviere, Fabiola, Asterie, M Goreth, Mireille, Angele, Solonge, Noella, Colette, Jacqueline, M Claire, Aline, Elile, M Jeanine, Justine, Beatrice, Aline, Hassan, Asmpta, Joselyne, Godefride, Olive
Joséphine G. is a woman merchant, aged 53, who lives in the town of Gatumba, in the province of Bujumbura Rural.  She does commerce in grocery items in the Gatumba district.  It is a trade in which she has been excelling for 23 years, whereas she used to be a farmer.  She has attended primary school. Her husband, Pascal Minani, is a farmer. She is the mother of eight children who are adults over 20 years of age.  None of her children is in her care any longer.  

Joséphine has reached her fourth community loan cycle with Turame.  She is asking for a Kiva loan in order to increase her capital by buying large quantities of grocery items to resell to customers and thus to save more money. She has preferred to ask Turname for the loan because it would be easy for her to repay.

Her dream is to be able to reach the stage where she has her own capital, without asking for loans in order to work.  

She is a member of the community group "Niyonkuru".
View original language description ↓
Joséphine G. est une femme commerçante âgée de 53 ans qui habite la localité de Gatumba dans la Province de Bujumbura Rural. Elle fait le commerce des produits alimentaires de boutique dans la cite de Gatumba, un métier qu’elle exerce depuis 23ans alors qu’elle était cultivatrice. Elle a fréquenté l’école jusqu’au niveau du primaire. Son mari, Pascal Minani est un cultivateur. Elle arrive au 4e cycle dans le crédit Communautaire avec Turame.

Elle est mère de 8enfants qui sont adultes âgés de plus de 20 ans. Aucun de ses enfants n’est plus à sa charge.

Elle demande le crédit Kiva pour accroitre son capital en achetant de grandes quantités de produits alimentaires de boutique à revendre aux clients et ainsi pouvoir accroitre ses économies. Elle a préféré demander le crédit à Turame car elle a beaucoup de facilites a rembourser. Son rêve est de pouvoir arriver au stade ou elle a son propre capital sans pouvoir demander le crédit pour travailler.

Elle est une des membres du groupe Communautaire« Niyonkuru»

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $600
    Average annual income
  • 3
    View loans »
    Burundi Loans Fundraising
  • $4,576,550
    Funds lent in using Kiva
  • 1,205.9
    Burundi Francs (BIF) = $1 USD

Success!! The loan was 100% repaid

A portion of Niyonkuru Group's $4,450 loan helped a member increasing her capital by buying large amounts of grocery items to resell to customers and thus increasing her savings.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Oct 1, 2010
Currency Exchange Loss:
Mar 24, 2011