Joséphine has reached her fourth community loan cycle with Turame. She is asking for a Kiva loan in order to increase her capital by buying large quantities of grocery items to resell to customers and thus to save more money. She has preferred to ask Turname for the loan because it would be easy for her to repay.
Her dream is to be able to reach the stage where she has her own capital, without asking for loans in order to work.
She is a member of the community group "Niyonkuru".
Elle est mère de 8enfants qui sont adultes âgés de plus de 20 ans. Aucun de ses enfants n’est plus à sa charge.
Elle demande le crédit Kiva pour accroitre son capital en achetant de grandes quantités de produits alimentaires de boutique à revendre aux clients et ainsi pouvoir accroitre ses économies. Elle a préféré demander le crédit à Turame car elle a beaucoup de facilites a rembourser. Son rêve est de pouvoir arriver au stade ou elle a son propre capital sans pouvoir demander le crédit pour travailler.
Elle est une des membres du groupe Communautaire« Niyonkuru»
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid