Joyce is 36 years old and is married with four children who are between 6 and 15 years old.
Joyce owns a restaurant where she sells tea and some pastries. She has been in this business for about seven years and her small restaurant is open from early in the morning until late in the evening.
Joyce needs to request a Kiva loan via Vision Finance Company to expand her business through increasing the size of the place where she operates her business. After getting enough space, she will also buy some additional equipment so that her customers can feel comfortable with her service.
If successful, Joyce will hopefully earn more profits which, in turn, will allow her to continue taking care of her family and save for her future.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.
VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.