Shaban is a 32-year-old married man with three children aged 10, 12, and 6 years. He lives in Fort Portal, Uganda in a semi-permanent house and is the breadwinner of the family .Shaban’s family dream is to educate his children to attain better qualifications. He has been in the butcher business for seven years. He started as a hired employee but now he has his own butcher shop. His challenge is the rainy season when customer numbers are low. He adds that he hopes to have a bigger butcher shop in the near future. Shaban needs this loan to buy more cows to sell as beef in his butcher shop.