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Irshad's Group
In this Group: Irshad , Seeran, Bismillah
Irshad is married to S. A. and lives in a small city in Punjab, called Kasur, which is famous for its leather industry in Pakistan. She owns a small house of two rooms in the area named Laari-ada and lives in it with her family.

Irshad is a very talented lady. She owns & operates a decorative embroidery business at her home. Her clientele base are her neighbors and she receives regular orders from them to earn good profit on her business. She is very good at her art and knows different embroidery techniques, which makes her unique among other business women in the community. She crafts beautiful embroidery designs on clothes to attract more customers towards her work.
Her husband is involved in a bread-making & selling business. He owns a tandoor (a kind of oven made with mud and wood-burning fire) in the community. He sells his bread in 5 PKRs which has become a standard amount in every city. He has been serving the people of his community for the past 6 years. He supplies breads to different restaurants as well and earns a good profit.

Sakina has applied for a loan from Kiva partner, Asasah, for her husband’s bread-making & selling business. With the loan amount, her husband will buy flour and wood in bulk quantities, which will enable him to make more bread and to increase the sales as well.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad's Group's $775 loan helped a member to buy required items for bread making & selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2011