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"Industrious" is a characteristic that best describes Meryline A., a married 42-year-old. She and her partner were blessed with two children, a 14-year-old high school student and an 11-year-old 5th grader. The couple is full of hopes and dreams, especially for their children. As much as possible, education is their priority for their children, and also to provide their basic needs for a better life.

Meryline joined Ahon sa HIrap, Inc. (ASHI) - a partner micro-finance institution of KIVA - in the Philippines in 2006. The couple agreed on this decision to join the program. Her previous loans were utilized by financing a retail store. Today the store is their primary source of income aside from the income of her husband from his work.

She is glad that she was able to help her husband with their financial needs without leaving her household chores, and was able to finance a new project from her earnings, which is doormat weaving. Now she is applying for a loan of 13,500 PHP to use as additional capital for buying grocery products to sell, such as canned goods, sacks of rice and sugar, cases of soft drinks, liquors, cigarettes, bath and detergent soaps, toothpaste, shampoo and assorted noodles.

She is hopeful that with this new capital she can start saving in preparation for her children's future schooling and for renovation of their house. She is also planning to establish a new grocery store to increase her profit. She hopes that ASHI and KIVA will support her all the way in achieving her goals in life.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1599
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Meryline to buy additional grocery products to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 6, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 27, 2011