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Mercedes Noemy
Mercedes Noemy V. is 42 years of age and lives in the department of San Vicente with her three children. Her two younger children are studying and her eldest child works as a carpenter. He is a great help to Mercedes, who has had to work very hard to earn a living as a single mother and meet her children's needs alone.

Mercedes runs her own bakery where she makes bread and then sells it to different stores and businesses, all of whom are stable clients. As she would like to improve her service, Mercedes is requesting a loan to purchase flour, butter, yeast and baking tins in bulk so as to increase her production.
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Mercedes Noemy V. de 42 años de edad, reside en el departamento de San Vicente, lugar en el cual vive junto a sus tres hijos, de los cuales los dos menores se dedican a estudiar y el mayor a trabajar como albañil, lo cual es una gran ayuda para Mercedes, debido a que ella es madre soltera quien siempre ha tenido que trabajar muy duro por ganarse la vida y así darles todo lo necesario a sus hijos. Mercedes posee su propia panadería en la cual se dedica a elaborar el pan y posteriormente repartirlo por diferentes tiendas y negocio, los cuales son clientes estables. Con el deseo de mejorar su servicio, Mercedes solicita un préstamo a través del cual pueda comprar mayor cantidad de harina, manteca, levadura, moldes para el pan, de manera que su producción sea mayor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 629
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mercedes Noemy purchase of ingredients for a bakery.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 29, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2012