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Ruth Maria
Ruth María B. P. lives in the San Roque neighborhood in the city of Barranquilla. She is 71 years old, and she has two children, ages 30 and 33. What she likes to do most in life is sewing. That is why she created a business making clothing.

For over 25 years the business has helped her respond to the need of getting her family ahead. After the separation from her husband, this was her biggest concern. At that time she had no suitable economic resources.

Gradually, she started making clothes. Her customers brought her the fabric, supplies, and the trimmings because she made customized clothing. Little by little her business became stronger, and she was able to sell ready made clothes. However, she always keeps in mind the size of each one of her customers. That is how her business became the means to educate her children and to support them with everything a family needs.

Ruth María has been a regular client of the Fundación Mario Santo Domingo for over 13 years. This organization has strengthened her working capital, and through it she has managed to make positive changes. In time, the business has grown, and she is able to offer her customers a greater variety of clothing. Her biggest challenge is the constant innovation in order to maintain her customers.

Her customers prefer her because she always has modern styles, which are adapted to what each one her customers like and their preferences.

She is currently requesting a loan from Kiva to buy materials. She will make elegant clothing in preparation for the end of the year season. At the end of every year she always tries to provide an abundance of elegance for these family celebrations.
View original language description ↓
Ruth María B. P., vive en el barrio San Roque de la ciudad de Barranquilla, a su edad de 71 años de edad y con dos hijos en las edades e 30 y 33 años, lo que mas le gusta en la vida es la costura; por eso creó un negocio de elaboración de prendas de vestir, desde hace mas de 25 años que le ayudó a responder a la necesidad de sacar adelante a su familia, porque después de la separación de su esposo esta era su mayor preocupación. Como en esa época no contaba con los recursos económicos apropiados, gradualmente elaboraba prendas de vestir y sus clientes traían la tela y los insumos y adornos, porque confeccionaba sobre medidas. Poco a poco con el fortalecimiento de este, llegó entonces a ofrecer el vestido ya elaborado, pero siempre teniendo en cuenta las medidas de cada uno. Así su negocio se convirtió en el medio de educar a sus hijos y brindarles todo lo que requiere una familia para sostenerse.
Ruth María tiene algo más de 13 años de ser cliente asidua de la Fundación Mario Santo Domingo, organización que le ha fortalecido su capital de trabajo y de la mano de ella ha logrado cambios positivos, con el tiempo ha crecido porque puede ofrecerle mayores opciones de ropa a sus clientes; su mayor desafío es la innovación constante para sostener a su clientela, quienes la prefieren porque siempre presenta estilos están modernos y adaptados a los gustos y percepciones de cada uno. En la actualidad solicita su credickiva, para comprar materias primas y elaborar vestidos elegantes preparándose para la temporada de fin de año, porque siempre esta atenta a hacer de cada fin de año, un derroche de elegancia en estas fiestas familiares

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 302
    View loans »
    Colombia Loans Fundraising
  • $13,968,900
    Funds lent in using Kiva
  • 1,809.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ruth Maria to buy materials to make elegant clothing in preparation for the end of the year season.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2010
Listed
Oct 3, 2010
Currency Exchange Loss:
Covered
Ended:
Dec 21, 2011