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El Hadji
Mr. El Hadji W. lives in Yoff. He is 37 years old. He is married and the father of an 18-month child.

Mr. W. is a devoted Muslim who helps Muslim practice their religion. Therefore he chose his rosary retail activity with enthusiasm. He gets great pride providing satisfaction to his customers. He has been practicing this activity for 10 years. He has also been a custodian in a public school for over five years.

He has been a member of the Yoff branch since February 2010. He is requesting a loan of 100 000 francs which he will use to buy string and beads in order to fulfill the order of his products.

With the improvement of his revenue, he wishes to improve the living conditions of his family that lives in the village.
View original language description ↓
Monsieur El hadji W. habite à Yoff. Il est âgé de 37 ans. Il est marié et père d’un enfant qui est âgé d’un an et demi. Monsieur W. est un fervent musulman qui aide les musulmans à pratiquer leur religion. Par conséquent il a choisi son métier de vendeur de chapelet par passion. La satisfaction qu’elle procure à sa clientèle lui donne une grande fierté. Il exerce cette occupation depuis plus de 10 ans. Aussi il est en même temps gardien dans une école publique depuis plus de 5 ans. Il est sociétaire de la caisse de Yoff depuis février 2010. Il sollicite un crédit de 100 000 frs qui sera destiné a l’achat de fils et de perles pour pouvoir répondre aux commandes de ses produits. Avec l’amélioration de ses gains il souhaite mettre sa famille qui vit au village dans de bonnes conditions.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $13,521,325
    Funds lent in using Kiva
  • 487.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped El Hadji strengthening of his working capital.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 31, 2010
Sep 28, 2010
Currency Exchange Loss:
Aug 15, 2011