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Duteraninkuga No 6 Group
In this Group: Siyaremye, Syprien, Jean, Theoneste, Aloys, Jeanne, Celestin*, Emmanuel, Mathieu*, Velonic, Venant, Bonifride, Marcianne, Innocent, Esperance, Liberatha, Faustin, Mukashema, Evaliste, Ventie*, Anne-Marie*, Joseph, Gerard
* not pictured
Marcianne U., born in Ruhuha in the East Province of Rwanda, is 45 years old, and married with seven children. Her oldest child is 22 years old and her youngest is six. She finished secondary school. She lives with her family in Ruhuha Bugesera. Five of her children attend school.

She belongs to a solidarity group Duteraninkunga No 6; the group members are rice farmers who guarantee each other’s loans. Geredi and his group work in order to support their families and offer them better life conditions as well as to pay school fees for their children. The group has taken out a second loan from Amasezerano Community Banking in order to purchase fertilizers for their field. After harvesting, one part of the produce is sold and the other used by the families.
View original language description ↓
Marcianne U., naquit à Ruhuha l’Est du Rwanda, elle a 45 ans, elle est marié et elle a 7 enfants, son ainé a 22 ans et son cadet a 6 ans, son niveau d’étude est primaire. Elle vit avec sa famille à Ruhuha Bugesera. 5 de ses enfants vont à l’école.
Elle appartient dans un groupe solidaire appelé DUTERANINKUNGA NO 6, qui est un groupe dont les membres sont agriculteurs de riz et ils se garantissent mutuellement, Marcianne et son groupe travaillent pour faire vivre leurs familles en améliorant leurs conditions de vie et en payant les minervals pour leurs enfantset ravitailler leurs maisons. Le groupe a contracté un deuxième prêt au sein d’Amasezerano Community Banking pour acheter les felitilisants de leur champ. Quand le groupe récolte, une partie de la récolte est vendue pour le compte du groupe et une autre est utilisée pour la survie des familles.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 14
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duteraninkuga No 6 Group's $4,775 loan helped a member purchasing fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 17, 2010
Nov 1, 2010
Currency Exchange Loss:
Apr 15, 2011