Arkan is a 32-year-old married man. He sells fuel and oil products to households, bakeries, and laboratories in the Aley area of Lebanon. This is Arkan’s first loan request from Al Majmoua. The loan will help him purchase fuel and expand his activity. Arkan will also use this loan to purchase a small pick-up truck for his business, of which he is the sole proprietor. At the beginning, one of the most difficult challenges facing Arkan was building a clientele, but his love for his job and his customers’ faith in his experience, after having tried his products, was his strong point. Arkan managed to earn good capital, allowing him to purchase a sufficient amount of goods. In the future, he aspires to own a large fuel station.
يبلغ اركان من العمر 32 عاماً، متزوج، وهو يبيع المحروقات والزيوت للمنازل والأفران والمعامل في منطقة عالية. هذه هي المرة الأولى التي يطلب فيها اركان قرض من المجموعة وذلك بهدف شراء محروقات لتقوية المصلحة، بالإضافة إلى بيك أب (PICKUP) صغير للمصلحة. يعمل اركان لحسابه الخاص. من أهم المشاكل التي كانت تواجهه في البدء هي عدم معرفة الزبائن به، ولكن حبه لعمله وثقة الزبائن بخبرته، بعد تجربة نوعية بضاعته كانت نقطة قوته بحيث أن التعامل معه أكسبه رأس مال قوي، مكنه من شراء كم جيد من البضاعة. يحلم اركان بإمتلاك محطة محروقات كبيرة.
About Al Majmoua – Lebanese Association for Development
The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.
Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.