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Saima's Group
In this Group: Saima , Parveen Akhtar, Rehana
Saima comes fron a small city in Pakistan called Kasur, famous in Pakistan for its leather industry. She is a resident of Basti Laal Shah which is a small housing colony in Kasur. She moved here with her husband and children 5 years ago. She is married to M. J. and has given birth to 5 children, 2 sons and 3 daughters. None of them has been able to get an education due to poor financial conditions.

Saima herself is supporting her family financially from her embroidery business. She makes embroidered dresses for orders which she receives from different boutiques and cloth shops. She receives good earning after completing the orders on time. Her earning allows her to pay the utilities expenses of her family.

Her husband is a painter by trade and paints walls, windows and doors to order. People hire him for painting their houses. He gets work on a contract basis. Most of the time, he is hired by construction companies. He also runs a dairy business from his home. He has some buffaloes at his home from which he gets milk to sell for extra income. His dairy business helps him when he doesn’t get any orders from the other clients.

Saima has applied for a loan from Kiva partner, Asasah, for her embroidery business. With the loan amount she will buy embroidery materials such as beads, colored thread, sketches and cloth in bulk quantity for her embroidery business. With the bulk items she can offer more quality of work to her customers and make good profit. She is a new loan user of Asasah and is hopeful that this loan will earn her good profits.

Note: In the picture, the lady who is raising her hand is Saima.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $650 loan helped a member to buy embroidery items for embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 28, 2010
Currency Exchange Loss:
Sep 15, 2011