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Martha Lidia
Martha Lidia V. is 54 years old and lives with her husband and twelve year old son in the neighborhood of Belén in the city of Juticalpa. She sells merchandise such as shoes, clothing, lotions, cosmetics, and other personal products. Martha started this business because her husband’s income is low, so she designated a section of her house for establishing a small store where she can earn extra income to support her family. One of the disadvantages that she faces is that her business is located along a dirt road. When the weather gets hot she must keep the door open, which causes her merchandise to be covered in dust.

Martha is requesting a loan to buy more merchandise of various kinds. The support she is receiving through this loan will help her keep her store well-stocked and increase her sales, thereby allowing her to support her household. Her goal is to make improvements to her store so that she can display her products in a way to prevent them from getting damaged. Martha has been a client of FAMA OPDF for three loan cycles and possesses a very good payment history. It should be mentioned that her promptness has resulted in her being recognized as one of the best clients of FAMA OPDF.

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Martha Lidia V. tiene 54 años de edad, y junto a su esposo y a su hijo de 12 años reside en Barrio Belén en la Ciudad de Juticalpa. Ella se dedica a la venta de mercadería como ser calzado, ropa, lociones, cosméticos y otros productos de uso personal. Inició este negocio porque los ingresos de su esposo eran pocos y para ayudarlo decidió destinar una parte de su casa para instalar una pequeña tienda y así tener un ingreso extra que le permitiera llevar parte del sustento para la familia. Una de las desventajas que enfrenta es que su negocio está ubicado enfrente de una calle de tierra y dado a que el clima es muy caliente debe mantener la puerta de la tienda abierta y la mercadería se le llena de polvo. Martha solicita el préstamo para comprar mercadería de más y variados productos. Con el apoyo de este préstamo podrá mantener su tienda bien surtida e incrementar sus ventas y así llevar el sustento a su hogar. Su meta es hacerle mejoras a su local para que el producto exhibido no se le dañe. Martha ha sido cliente de FAMA por tres ciclos y su comportamiento de pago es muy bueno, cabe mencionar que por su puntualidad ha sido premiada como una de las mejores clientas de la institución.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 62
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Martha Lidia purchase shoes, clothing, cosmetics, lotions, deodorants, and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2010
Sep 28, 2010
Currency Exchange Loss:
Sep 17, 2011