Bemilda Esperanza P. L. is 61 years old, is married, and her husband is retired. She has a general store and café located in a busy marketplace in the capital city. She has seen a marked increase in business these past few years, thanks to the support she has received from Afodenic and the funds from Kiva. This has become the main source of income for her family. They have three adult children, who are all married and in their own.
They are asking for this loan in order to buy general merchandise so that they can stock their business. They hope to receive some financial support so that they can make improvements to their home, which they want to leave to their children some day, so that they will have a resource that will benefit their grandchildren. Also, the improvements will make their lives more comfortable, especially now that her husband is of advanced age and has to deal daily with chronic illnesses. She will have to move them both ahead.
La señora Bemilda Esperanza P. L., tiene 61 años de edad, es casada y su esposo es jubilado, ella es comerciante de una pulpería y cafetería, ubicada en un populoso mercado de la capital registrando estos años una evolucion de su negocio significativa y esto a sido gracias al apoyo que Afodenic y los fondos Kiva le han brindado, siendo este el ingreso fuerte de la familia, ellos tiene 3 hijos mayores de edad independientes y casados, es para su negocio que solicitan un préstamo para la compra mercadería en general con el ánimo de surtir de productos su negocio. Esperan se les brinde un apoyo económico puesto que a futuro realizaran unas mejoras a su hogar con el objetivo de heredarla a su hijos y proveerles de un recurso que pueda ser de beneficio para sus nietos. Y así mismo la mejora continua de sus niveles y comodidades de vida tanto la de ella como la de su esposo que es un señor ya de avanzada edad y que combate dia a dia con sus enfermedaddes cronicas siendo la señora la que sale adelante por los dos.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.