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Amira Maria
Amira Maria A. is 33 years old and she is a very enterprising woman. She lives in the district of La Paz in the city of Barranquilla. She lives together with her husband and their 3-year old little boy. She once worked as a health administrator but she found herself unemployed. She then decided to pursue her dream and to become independent. She managed to have a source of income for herself. She is well known by many people, a benefit from her previous job. She decided to purchase a variety of merchandise and as a trial run she purchased the items the clientele requested. These were her first clients and the first merchandise sold was Murano crystals and silver. Gradually Amira started to expand her client base. Her husband is a teacher and he refers his colleague and acquaintances to the business. They complete their sales on credit. This is the third loan she accesses through Fundacion Mario Santo Domingo. With her previous loans she has managed to add variety to her products and she now sells anything from TV remote controls to gold and silver jewelry and clothing for ladies, men and children, etc.

She will use her loan to purchase clothing for ladies, men, and kids to have a well stocked store in preparation for the holiday season at year's end. Her dream is to have a jewelry store to set her business apart from the others. But she needs substantial working capital. In the mean time she is driven to sell all kinds of products to her clientele. She is supported by the love of her husband and their son.
View original language description ↓
Amira María A. de 33 años es una mujer emprendedora, que vive en el barrio la Paz de la ciudad de Barranquilla con su esposo y su pequeño hijo de 3 años de edad. Ella trabajaba como administradora de un puesto de salud y al quedar sin empleo, decidió emprender su sueño de ser independiente y fue así como teniendo el dinero de la liquidación en sus manos y mucha gente conocida, producto de sus buenas relaciones en su anterior trabajo, decidió comprar mercancías variadas haciendo una preventa con la mercancía que ellos solicitaban, este fue su primer mercado doméstico, y su mercancía fue en ese tiempo cristal Murano y platería; gradualmente Amira ha ido ensanchando su mercado, porque su esposo es profesor y le refiere a compañeros y conocidos del gremio que también le compran a crédito y son muy buenos clientes. Este es su tercer crédito con la Fundación Mario Santo Domingo, con estos financiamientos ha logrado diversificar su oferta de productos y ahora venden desde un control para televisores, hasta joyas de oro de plata, vestidos para damas, caballeros, niños, calzado etc.
Su credikiva lo requiere para comprar ropa femenina, masculina e infantil, pues se prepara para estar bien surtida, porque ya está muy cerca la temporada de fiestas de fin de año. Su sueño es tener una joyería diferenciando su línea de trabajo, pero requiere mucho capital y mientras tanto esta impulsando sus sueños comercializando todo tipo de productos que su clientela requiera y estimulada por el cariño de su esposo y la ternura de su hijo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 242
    View loans »
    Colombia Loans Fundraising
  • $12,896,025
    Funds lent in using Kiva
  • 1,809.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Amira Maria to purchase clothing for ladies', gentlemen, and children.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 30, 2010
Listed
Sep 28, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2012