Mujeres Unidas 3 Group
It is called “Mujeres Unidas 3” (United Women 3). It’s in its 12th cycle. It is a group that stands out in the neighborhood for being very united, mutually supportive and responsible. They have a great entrepreneurial spirit in that they carry out fund raising activities for the group like fried chicken sales and raffles.
Alice is one of the group members. She has had a grocery store for several years so she has an established customer base thanks to the quality of her products and the accessibility of her prices.
She wants to expand the business and get higher income buying non perishable as well as daily use items at wholesale. Some of the items she mentions are: packaged noodles, bulk food items, canned goods, beverages, cleaning supplies, kitchen supplies, hardware, toys, etc. She wants to buy everything at wholesale so that she can keep her prices low thus obtaining higher income by lessening her costs.
El comité se Denomina “Mujeres Unidas 3” están en el Decimo Segundo Ciclo, es un grupo que se destaca en el barrio por ser muy unidas solidarias y responsable entre ellas, las mismas poseen un gran espíritu emprendedor, ya que realizan labores para la recaudación de fondos para el grupo como Polladas y Sorteos.
La Sra. Alice, una de las integrantes posee una Despensa, la misma ya cuenta con varios años en el negocio y por lo tanto posee una clientela formada, por la calidad de sus productos y accesibilidad de los precios que mantiene.
Desea ampliar el negocio y obtener mayores ingresos mediante la adquisición al por mayor de mercaderías no perecederas, así como de consumo diario, entre las cuales menciona a empaquetados como fideos, productos comestibles a granel, conservas, bebidas, artículos de limpieza, artículos de bazar y ferretería, juguetería, etc. todo al por mayor, así mantendrá los precios bajos y obtendrá mayores ingresos abaratando los precios de costo.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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