This borrower is 31 years old and is married with two children. She graduated from primary school.
She will use this loan to purchase a domestic sewing machine. She has a good reputation and has acquired a great deal of experience in her business. She is skilled lady and has the capacity to attract and gain lots of clients.
She has an ambition to raise the level of her family’s income because it will help her husband to pay the family’s expenses.
Please note this Field Partner is "atypical" among Kiva's partner base as they have not been visited by any members of Kiva's staff. Because of on-going security concerns, due diligence was conducted remotely. This partner does, however, meet all of the minimum criteria for partnership with Kiva. Also, please be aware that Iraqi regulations are currently unclear about whether microfinance institutions are legally allowed to obtain foreign funding. While Kiva has been able to send and receive funds to and from Iraq in the past, there is a possibility that future loan repayments could get stuck in the country for regulatory reasons, even if individual borrowers pay back their loans. As a lender to borrowers in Iraq, you would be taking on this additional risk. Kiva cannot guarantee the return of these funds, but it will do all within its power to resolve any issues that may arise.