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Las Americas Group
In this Group: Andrea Paola, Erika, Maria, Beatriz , Flor America, Bella Alejandra , Venancia, Ruth
This communal bank is in their second loan cycle. It is maD. up of 8 members of which 6 live in the same district in the town of Limoncitos and the other 2 live in the towns of Jorochito and Santa Rita. They all do different things for a living including cosmetic sales, wood sales, meat sales, teacher, etc.

The president is Señora Andrea. She has been selling meat out of her house in Limoncitos for 5 years. She is in a common law marriage with Señor Juan and has a school-age daughter. She will use the loan to buy a cooler so that she can better store her meat.

The secretary is Señora Beatriz. She lives in the town of Santa Rita where she travels selling cosmetic for a living. She is in a common law marriage with Señor Richard who makes tile for a living in Santa Rita. They don't have any children. With the loan she will buy cosmetics wholesale and also by mail-order.

The treasurer is Señora Bella. She also sells cosmetics and has been doing this for 2 years. She is in a common law marriage with Señor Luis and they have 2 school-age children and a stable family. With the loan she will buy a display case to show her products so as to increase her income.

This is the bank's second cycle and they are very grateful to the institution for the economic support that they proviD. them.
View original language description ↓
Banco D. emprendimiento que se encuentra en su 2do. Ciclo conformado por 8 integrantes D. las cuales 6 viven en la misma zona D. la localidad D. Limoncitos. Excepto 2 personas una que vive en la localidad D. Jorochito y la otra en Santa Rita. La Actividad D. los socios es variada se dedican a la venta D. cosméticos, venta D. madera, venta D. carne, maestra, etc.
La presidenta es la Sra. Andrea Se dedica a la venta D. carne hace 5 años en su mismo domicilio del b/ villa feliz D. la localidad D. limoncitos, su Estado civil : concubina con el Señor Juan y cuenta con una hija que se encuentra en edad escolar, el dinero del credito lo utilizara para comprarse un conservador para así poder mantener su carne en buen estado.
La Secretaria la Sra. Beatriz vive en la localidad D. Santa Rita se dedica a la venta D. cosméticos en la misma zona (ambulante), su estado civil: concubina con el señor Richard el cual trabaja en la elaboración D. losetas, en la misma zona D. santa rita y no tienen hijos, con el dinero del crédito comprara cosméticos al por mayor y también D. catalogo.
La Tesorera la Sra. Bella se dedica a la venta D. cosméticos, hace 2 años es concubina con el señor José Luis y tienen 2 hijos en edad escolar, una familia estable, con el dinero del crédito desea comprar un exhibidor para mostrar sus productos y así poder tener mas ingresos.
Es la segunda secuencia D. este banco y ellos están muy agradecidos con la institución por el apoyo económico que les brinda.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 200
    View loans »
    Bolivia Loans Fundraising
  • $31,424,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Americas Group's $2,075 loan helped a member for the purchase of merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Sep 27, 2010
Currency Exchange Loss:
Apr 15, 2011