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Las Soñadoras Group
In this Group: Maria Ofelia, Martha, Rosario Del Carmen, Olga*, Glafira, Elda
* not pictured
Mrs. Elda Cerón U. lives in Tecpata, Chiapas, México. She is happily married and has two sons that are studying (José Alfredo, 11, and Martin, 9). Both want to be elementary school P.E. teachers.

She has a grocery store that she started 8 months ago to earn family income to help them get ahead. Her husband, Martin Alfredo, works as a taxi driver and together they share family expenses.

What motivated her to start this business is that she too wanted to contribute to her family’s support and use her time well. She earns funds to pay university costs because she is studying in the university and she doesn’t want to depend on anyone else.

She uses profits from her store to buy more merchandise so that her customers can find everything they are looking for and will feel satisfied with the purchases they make.

Elda’s dream is to save so that she can expand her store still more in order to give the best to her children and be able to finish her career which is what she’s most wanted since she was very young and she wants to accomplish to have a better job.

She joined the “Las Soñadoras” (The Dreamers) group when her neighbor, Rosario, invited her to participate in the loan since she has a grocery store and can manage it. They decided on this group name because their dream is to reach the goal they have set for themselves.

The group is called “Las Soñadoras” and it has six members:

María Ofelia A. M., who will use the loan to buy crates of chickens to sell both roasted and butchered.

Martha Álvarez M., who will use the loan to buy ingredients, like meats and vegetables, for meal preparation.

Rosario del Carmen Martínez Cerón, who will use the loan to buy beauty supplies like: dyes, hair treatments and bleaches.

Olga Marín C., who will use the loan to buy merchandise to stock her grocery store.

Glafira Benavente Hernández, who will use the loan to buy ingredients to bake bread like, flour, eggs, cheese, cooking oil, etc.

Elda Cerón U., who will use the loan to buy merchandise to stock her grocery store like, beans, cooking oil, noodles, tuna, sardines, etc.
View original language description ↓
La señora Elda Cerón U., vive en Tecpatan Estado de Chiapas México, está felizmente casada y tiene dos hijos que están estudiando (José Alfredo de once años, Martin de nueve años) y que ambos quieren ser maestros de primaria en educación física.

Ella se dedica a su negocio de abarrotes, el cual comenzó hace ocho meses para que con eso pueda obtener ingresos dentro de su hogar y salgan adelante, aun así cuenta con el apoyo de su esposo don Martin Alfredo quien trabaja de taxista y así juntos aporten con los gastos de sus hijos.

Lo que lo motivo a realizar esta actividad es su familia ya que ella también quiere apoyar con los gastos y así saca provecho de su tiempo y obtiene dinero para pagar sus estudios de la universidad (pues ella está estudiando la universidad) y no tenga que depender de nadie más.

Con las ganancias que obtiene de su tienda de abarrotes lo invierte comprando más mercancía para su negocio y así su clientela en cuentra lo que busque y se sienta satisfecha con la compra que realizan.

Su sueño de Elda es ahorrar para agrandar más su negocio, para que logre darles lo mejor a hijos y ella también pueda terminar su carrera que es lo que más ha deseado desde que era muy joven y lo quiere realiza para tener un mejor trabajo.

Se integro al grupo "Las soñadoras" ya que su vecina la señora Rosario la invito a que participara en el préstamo ya que ella tiene su tienda de abarrotes y así puede trabajarlo. Ellas decidieron ponerle ´ste nombre al grupo por que tienen el sueño de lograr lo que se están proponiendo.

El grupo se llama las soñadoras y se integra de seis señoras.

María Ofelia A. M.: invierte el préstamo en la compra de pollos por reja para venderlo asado y aliñado (destazado).
Martha Álvarez M.: invierte el préstamo para la compra de ingredientes en la elaboración de comidas como son: carnes y verduras.
Rosario del Carmen Martínez cerón: invertirá el préstamo en la compra de materiales para su estética como son, tintes, tratamientos de capilar, y decolorantes.
Olga Marín C.: invierte el préstamo para la compra de mercancía para surtir su tienda de abarrotes.
Glafira Benavente Hernández: utiliza en préstamo para la compra de ingredientes para la elaboración de panes, como son: harina, huevo, queso, aceite entre otros.
Elda cerón U.: invertirá el préstamo en la compra de mercancía para su tienda de abarrotes como son: frijol, aceite, pastas, atún, sardina entre otros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 16
    View loans »
    Mexico Loans Fundraising
  • $18,745,125
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Soñadoras Group's $2,175 loan helped a member to buy stock items for her grocery store like: sugar, beans, cooking oil, rice, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 21, 2010
Listed
Sep 27, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011