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Francisca
Francisca P. lives in Caisong, Brgy. Basak, Lapu-Lapu City, Cebu City. She earns her living by operating three business ventures: a sari-sari (general) store, and mineral water selling and purchase order card businesses. She has two children who are aged 27 and 32. Francisca joined NWTF-Project Dungganon in 2005 because she aspired to something better for her family.

Her past 10 loans from NWTF-Project Dungganon have gradually helped her build her capital and her previous loan of PHP 25,000 helped her increase her monthly profit to PHP 56,000, gradually uplifting her family's standard of living. This time, for her 11th cycle loan, she is again borrowing PHP 25,000, which she intends to use to buy more stock such as rice, water and beverages to resell in her sari-sari store so that she can continue to save up for her family's future security and for home repairs. Francisca P. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means 'Honorable'). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1314
    View loans »
    Philippines Loans Fundraising
  • $57,946,175
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Francisca to purchase more stock to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2010
Listed
Sep 28, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011