Jean Baptise Desire
Although Jean Baptiste has been in this business for about three years, his profits are still too low to cover all the basic needs of his family and save for his future. To end this, he needs to request a Kiva loan via Vision Finance Company. With this loan, he will be able to satisfy the demands of his customers as well as the basic needs of his family. In addition, he will keep reinvesting in his business for better financial stability.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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