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Dukoreshamaboko Yacu Group
In this Group: Razar, Joseph, Ernest , Christophe, Athanase , Jean Damascene*, Jean Claude, Jean De Dieu, Euphrem, Jean Marie Vianney*, Salomon, Josué, Abdul, Evaliste, Elie*
* not pictured
Harindintwali Razar was born in Rubavu, the Western province of Rwanda, in 1970. He is single. He finished primary school. He lives in Rubavu. He belongs to a solidarty group named Dukoreshamaboko Yacu, whose members are masons guaranteeing each other’s loans. Razar and his group work in order to support their families and offer them better life conditions, including payment of school fees for those members who have children. Razar is a masons himself. The group has taken out a loan from Amasezerano Community Bankings to purchase block forms in order to manufacture concrete blocks and parturitions used in building houses. A part of the profits will be reinvested in order to maintain the financial stability of the group as well as put away in savings to prepare for a better future.
View original language description ↓
Harindintwali Razar, née à Rubavu, province d’Ouest du Rwanda en 1970, il est célibataire, son niveau éducationnel est primaire. Il vit Rabavu. Il appartient dans un groupe solidaire appelé DUKORESHAMABOKO YACU, qui est un groupe solidaire dont les membres sont les maçons et ils se garantissent mutuellement, Razar et son groupe travaillent pour faire vivre leurs familles en améliorant leurs conditions de vie et en payant les minervaux pour leurs enfants pour ceux qui en possèdent, Razar, lui il est maçon. En fait, le groupe a contracté un prêt au sein d’Amasezerano Community Bankings.a pour acheter des formes destiné a la fabrication des blocs ciment et claustras utilisé en construction des maisons, une partie du profit sera réinvesti pour maintenir la stabilité financière du groupe et épargner afin de préparer pour le bon future.


Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 10
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dukoreshamaboko Yacu Group's $2,575 loan helped a member purchasing block forms to manufacture concrete blocks and partitions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2010
Oct 1, 2010
Currency Exchange Loss:
Mar 24, 2011