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Hong S., 38, is married and resides with her husband and two children in Kampong Chnang Province, Cambodia, an area known for palm products. S. sells food and dessert for an income of about USD 8 per day. Her husband is a supervisor at a Korean school, earning an income of about USD 2 per day.

The family has to spend USD 120 on food and USD 15 on electricity supply every month. S. is requesting a loan of USD 800 to purchase beverages to resell. In the future, she would like to use any additional profit to repair her house. This is her second loan from CREDIT, a long-standing Kiva partner in Cambodia. S.'s husband appears in the photograph because S. was not available.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 284
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hong to buy more beverages to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Sep 27, 2010
Currency Exchange Loss:
Mar 17, 2011