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Hot Y., 40, is married and resides with her husband and three children in Seim Reap Province, Cambodia, an area known for Angkorean Temples. Y. provides services of protecting vehicles for an income of USD 4 per day. Her husband is in the military, earning an income of about USD 4 per day. The family has to spend USD 60 on food, USD 10 on public transportation, and USD 40 on children’s education every month. Y. is requesting a loan of USD 800 to purchase a motorbike to commute to work. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 100
    View loans »
    Cambodia Loans Fundraising
  • $35,490,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hot to buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 10, 2010
Sep 27, 2010
Currency Exchange Loss:
Apr 24, 2011