Razia is a seamstress, sewing clothes for her neighborhood clients and earning an income for her family. She sews with perfect measurements which is admired by her customers.
Razia started this business four years ago and, during these years of experience, she has never received any complaint from her customers about her sewing. She is good at her art and that’s the reason that she receives regular orders. She charges between 100 and 150 PKRs which doesn’t feel to her customers like a big amount to pay.
Razia has applied for a loan from Kiva partner Asasah for her sewing business. With the loan, she will buy another sewing machine and hire a worker who will assist her in her work. In this way she will be able to complete larger orders on time and be able to produce quality work.
Razia is hopeful that, by improving her business, she will be able to provide better living facilities for her family and secure a bright future for her children.
In the photo, Razia is the lady who is raising her hand.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid