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Rumbo Al Exito Group
In this Group: Luz Felipa, Marina, Lissette Ana Maria, Melissa Maribel, Rosa, Consuelo, Nicolasa, Arturo Alfonzo
When Rosa started her family she thought of doing something to help her husband. She previously worked in different jobs but she wanted to do something from her own home to be able to dedicate herself to her daughter. When her husband received money from his work, they both thought of using it to invest in a business, so they decided to set up a grocery store. They started with a few items but they had a lot of desire to work and they have now had the business for almost three years. Although there are several grocery stores nearby, they have been able to attract many customers that always come to their store to do their shopping. Rosa sells basic items such as rice, sugar, pasta, drinks, etc. Her business has done very well and she now has more items to offer to her customers. What have been of great help are the loans from EDAPROSPO, which help her to continue purchasing more products to have variety.

Her earnings have helped her to obtain some comforts in her home. In the future, she wants to have a larger store and convert it into a mini-market. She is currently the secretary of the ‘Rumbo al éxito’ communal bank, which consists of eight members who are neighbors.

* Rosa is the fourth one from the left with the blue top.

View original language description ↓
Cuando Rosa formo su familia pensó en hacer algo para ayudar a su esposo, anteriormente hiso varios trabajos pero por dedicarse a su hijita quería hacer algo en su misma casa, cuando su esposo recibió un dinero producto de las utilidades de su trabajo ambos pensaron en utilizar ese dinero para invertirlo en algún negocio así deciden poner una bodega lo hicieron con muy pocas cosas pero con muchas ganas de trabajar ahora ya tienen cerca de 3 años con el negocio aun cuando hay varias bodegas cerca de la suya han logrado tener muchos clientes que siempre acuden a su negocio para realizar sus compras, Rosa vende productos de pan llevar como arroz, azúcar, fideos, bebidas etc. Su negocio ha prosperado mucho ahora tiene mas cosas para ofrecer a su clientela y lo que le ha sido de gran ayuda han sido sus prestamos de EDAPROSPO esto le sirve para seguir comprando mas productos para tener variedad.
sus ganancias le han ayudado para tener algunas comodidades dentro de su hogar, mas adelante quiere lograr tener una tienda mas amplia y grande para convertirla en un minimarket ,actualmente ella es la secretaria del grupo “RUMBO AL ÉXITO” formado por 8 socias vecinas de ventanilla.

*Rosa es la 4ta de las paradas esta con polo celeste.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 155
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rumbo Al Exito Group's $2,075 loan helped a member to purchase products for her grocery store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 24, 2010
Oct 2, 2010
Currency Exchange Loss:
Mar 15, 2011