Eng S., 41, has been selling food and coffee to people who live in her village. She owns a small restaurant where she operates her business. Eng S. is married and devoted to a young child who is going to the public school. She has another financial earner in her husband who is an internal staff member in the publishing industry. Eng S. is concerned that her restaurant is currently getting old and is not attractive to her customers. She wants to decorate/repair it. By doing this, she will get a comfortable place, which will encourage many customers come to her shop. Because she doesn’t have money to make that possible, Eng S. decided to seek a loan from Kiva’s project partner HKL.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.