Mrs. Pak S. has been spending almost all of her life cultivating crops, a skill she learned from her grandparent who died of senility years ago. Pak S. is married with four children, three of whom are no longer in school and work in different fields, while another one attends school. Her husband works in the farm fields frequently alongside her. Growing crops is an annual action that provides her with formal income.
Pak S. dreams of having a vehicle; however, her income is only sufficient to support food for the family. This is the reason Pak S. requested a loan to buy a new motorcycle to serve as transportation for family. Additionally, her husband can use it to provide a taxi service for a profit.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.