Mrs. Sieng C. is 42 years of age and is a resident of Phnom Penh, the capital of Cambodia. To pursue a daily income, Sieng C. always purchases small pieces of clothing in bulk at the cheapest price from garment factories and turns the clothing into furniture to sell. She makes the items such as cradles and mats, and she also saves many sets of her items before selling them to middlemen who then take them to retail at the market. She has a life partner in her husband, who assists her in the business and who also works in farming. Sieng C. said that she needs to hire a vehicle to travel from and to the garment factory in order to buy clothing. She hopes to own a vehicle by using a loan to buy one so that she can transport without hiring taxis.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.