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Yadira Agustina
In the Quiroga parish of the city of Calceta, a region where the people for the most part work in agriculture and raise animals,the community bank Quiroga meets every fifteen days.

Señora Yadira is 32 years old and has lived in a common-law marriage for 11 years. From this relationship she has two children who are 11 and another beautiful little son who is 2 and requires much care. Her husband raises crops. They live in a house that her father gave them to live in.

To help her husband with the household expenses, Yadira began a business of selling clothing by catalog. Her sales method is door to door. She has been doing this for three years, and it has gone well for her, in spite of the economic crisis that has also affected our country, she comments. She works every day for three or four hours. She leaves things on credit and collects on the weekends. She fills her orders at the end of every month.

Right now she has various orders. That is how she is going to use this loan -- to buy more of her merchandise and keep her customers happy. She has been in the community bank for four cycles with this business. She is very happy since these loans have helped her to expand her business.

Her dreams are to have her own house and give her children a better future.
View original language description ↓
En la parroquia Quiroga de la ciudad de Calceta, localidad donde la gente dedicada en gran parte a la agricultura y cría de animales, se reúne cada quince días El Banco Comunal Quiroga.

La señora Yadira tiene 32 años y mantiene una relación de unión libre hace 11 años de la cual procreo dos hijos de 11 años y otro hermoso pequeñito de dos años el que requiere de muchos cuidados, su marido cultiva el campo, viven en una casa que le dio su papá para que vivan.

Para ayudar a su marido en los gastos del hogar inicio un negocio de venta de ropa por catalogo, su sistema de ventas es puerta a puerta, ya lleva tres años con esto y le ha ido bien a pesar de la crisis económica que también afecta nuestro país comenta. Trabaja todos los días unas tres a cuatro horas por día, deja a crédito y cobra los fines de semana, los pedidos los realiza cada fin de mes.

En los actuales momentos tiene varios pedidos, es así como va a utilizar este crédito para comprar más de sus mercaderías y quedar bien con sus clientes. Está en el Banco Comunal hace cuatro ciclos con este, está muy contenta ya que estos créditos le han ayudado a crecer en su negocio.

Sus sueños son tener su casa propia y darles un futuro mejor a sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Yadira Agustina buy pants, shirts, pajamas, dresses, blouses, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 20, 2010
Listed
Oct 2, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2011