Km 7 Monday Group
One of the group members is Nancy, who works selling jewelry and has been doing so for a while. Her sales strategy is to travel to her customers because she does not sell much in her shop. She travels to several places to sell her jewelry, such as private and public businesses, where she shows them her merchandise and sometimes leaves them on credit and later returns to pick them up. The business is good for her despite the fact that she does not earn much because sales are difficult. She is satisfied since she can work in this business during her free time without neglecting her family.
Nancy is requesting the loan to purchase jewelry because she does not have enough varieties to sell to her customers.
Para la Formación del presente comité inicio la Sra. Liz Muller quien vive en la zona del barrio km 7 Monday. Ella contacto con sus vecinas y amigas para formar el comité en la zona.
El comité se Denomina “km 7 Monday”, están en el Séptimo ciclo con 17 integrantes y sus respectivas actividades productivas, son muy unidas responsables y solidarias entre ellas.
Una de las integrantes es la señora Nancy quien se dedica a la venta de joyas, esta actividad lo viene realizando hace tiempo, y so forma de venta es la de recorrer hasta los cliente ya que la venta en su local no es mucha.
Ella recorre por varios lugares ofreciendo sus joyas, como empresa privadas y públicas donde muestra a los empleaD. las mercadería y en ocasiones los deja a créditos y posteriormente pasa a cobrarlos.
Para ella esta actividad le conviene a pesar de que no le deja mucha ganancia ya es muy difícil la venta, ella esta conforme ya que puede hacer este trabajo en sus horas libres sin descuidar a su familia.
Ella solicita el préstamo para la compra de joyas ya que no cuenta con suficientes variedades para ofrecer a sus clientes.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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