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Ghulam Fatima's Group
In this Group: Ghulam Fatima, Bashiran, Khalida Parveen, Kosar
Ghulam Fatima lives in the mid-sized city of Vehari, in Pakistan. Vehari is known for its agricultural industry. She owns a small house of two rooms and has been living in it with her family for the past 10 years. She is 35 years old and married to S. A., who is 36 years of age and runs a grocery shop in the market. Ghulam Fatima has given birth to two sons and two daughters. Her eldest son works with his father in the grocery shop while her other two children are getting their education in 8th and 5th standards. Her youngest daughter is only 5 years old and has not yet started to attend school.

Ghulam Fatima herself is a caring lady who prefers to spend her time at home managing the household chores and taking care of her family. She is an uneducated lady but wants to give her school-going children a good education so they never face the problems which she faces in her life and to make their lives better for the future.

Ghulam Fatima has applied for a loan from Kiva's partner, Asasah, for her husband’s business. With the loan, her husband will buy groceries for his grocery shop. She hopes that this investment will change her husband’s business condition from good to better and his household income will be increased. She is a new loan applicant of Asasah and plans to work with Asasah on a long-term basis.

In the photo, group member Bashiran is displaying a shawl from her shawl-selling business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 355
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 86.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghulam Fatima's Group's $700 loan helped a member to buy groceries for a grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 26, 2010
Currency Exchange Loss:
Sep 15, 2011