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Las Chavalas Group
In this Group: Estela, María De Los Ángeles, Reyna Rebeca
The "Las Chavalas" solidarity group is made up of three young, enterprising women who engage in distinct economic activities but share a common dream of getting ahead through their businesses. Estela G. G., the group coordinator, sells used clothing on foot in Nindirí and surrounding communities. Six years ago, she had a small grocery store, but she could not continue taking care of that business, as her husband works in Costa Rica and brought four of their children with him. Estela is responsible for the two youngest. Her dream is for her family to be together and prosperous.

María works buying and selling fruits. She buys wholesale and sells retail, as an itinerant vendor. This is how she has managed to succeed. Finally, Reyna has a tortilla factory in her home. For the last year, she has also managed to sell pinol and pinolillo [a sweet cornmeal and cacao-based traditional drink] on order from her home.
View original language description ↓
El grupo solidario Las Chavalas lo conforman tres mujeres emprendedoras y jóvenes que se dedican a distintas actividades económicas pero que comparten un mismo sueño el cual es sacar adelante sus negocios. Estela G. G., coordinadora del grupo vende ropa usada de manera ambulante en Nindirí y comunidades aledañas, ella hace 6 años tenía una pulpería pero no pudo seguir en la atención de dicho negocio, su esposo trabaja en Costa Rica y se llevó con él a 4 de sus hijos, en cambio ella es la responsable de los 2 menores, su sueño es que su familia esté unida y prosperada.

María se dedica a la compra/venta de frutas, comprando al por mayor y vendiendo al menudeo de manera ambulante es como ella ha conseguido salir adelante; por último Reyna tiene una fábrica de tortilla en su hogar, lugar en el cual ha conseguido vender pinol y pinolillo por encargo desde hace 1 año.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Chavalas Group's $575 loan helped a member to stock basic grains, meat, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 31, 2010
Sep 26, 2010
Currency Exchange Loss:
Mar 15, 2011