Camino Al Cielo Group
Ana makes Nacatamales (Nicaraguan corn tamales, that are larger with more filling than Mexican tamales) every Friday; she started her business 13 years ago with few sales. Today, she makes 2 or 3 times as many products as she did when she first started. Johana opened a small store in her home 4 months ago. Just 23 years old, this is her first venture into business. Azucena sells poultry, meat and sodas. It has been more than a year since she left her job as a domestic helper to start her own business.
Johana tiene un ventecita en su casa de habitación, ella con apenas 23 años está incursionando en el mundo de los negocios pues apenas hace 4 meses que inició este proyecto. Azucena se dedica a la venta de pollo, carnes y gaseosas en su casa de habitación desde hace más de 1 año, cuando decidió dejar de trabajar como empleada doméstica.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid