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Chopoklaj Group
In this Group: Lidia Marcela , Cristobal , Matea , Teresa Margarita , Rosa , Ciriaco Marcos
Lidia Marcela is single, and she has a seventh grade education. She has a two year old daughter under her care.

Lidia is a merchant. She buys and sells typical clothing that includes typical blouses and aprons. She has been in this business for five years. Counting on enthusiasm and the help of some neighbors, they organized a group in order to be able to request a loan.

Their Communal Bank's name is "Chopoklaj del Barrio Santa Isabel Momostenango". The name means Facing the White Sand. Their group is comprised of six members who are engaged in different activities. Among their activities is buying and selling quilts, selling costume jewelry, and making plastic baskets.

The loan they are requesting is to increase their capital in order to increase their volume of sales. They hope that their businesses become bigger and more productive.
View original language description ↓
Doña Lidia Marcela es soltera, cursó Primero Básico escolar, tiene una hija de dos años de edad tiene bajo su cargo, ella se dedica a la comercio, (Compra y venta de Cortes típicos Blusas, delantales Típicos), tiene 5 años ya con este negocio. Contando con entusiasmo y la ayuda de algunas vecinas organizan un grupo, para poder solicitar un préstamo. El grupo solidario se denomina Chopoklaj del Barrio Santa Isabel Momostenango, el nombré significa frente la arena blanca. El grupo cuenta con seis integrantes, quienes se dedican a diversas actividades entre ellos podemos mencionar: Compra y venta de colchas venta de fantasías la elaboración de canastas plásticas. El préstamo que solicitan es para la ampliación de capital así incrementan el volumen de ventas. Esperan que su negocio sea más grande y productivo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 75
    View loans »
    Guatemala Loans Fundraising
  • $8,399,050
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Chopoklaj Group's $1,500 loan helped a member working Capital.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 16, 2010
Listed
Sep 24, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011