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Apeli is 45 years old and married with five children who are between 10 and 26 years old. Apeli is well known for her business selling a variety of goods, mainly foodstuffs such as rice and flour, and some other goods as shown in the photo. She has been in this business for about six years. The business hours are from 6 am until late in the evening.

Apeli needs to request a Kiva loan via Vision Finance Company. With this loan, Apeli will increase the sale of foodstuffs and she will increase the size of her business place. If successful, she will hopefully earn more profits which will allow her to keep reinvesting for better financial stability.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 105
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 584.8
    Rwanda Francs (RWF) = $1 USD