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Afisa is 36 years old. She is married and has four children between the ages of 10 and 16. All of her children are enrolled in school. Her husband runs the family’s meat business. Afisa sells charcoal which people use for cooking. She has had this business for 10 years and she says that she is successful because her shop is near well-populated residential areas. With this loan she will purchase more bags of charcoal to sell. With the profit that she makes from her business, she will buy more animals to raise, such as cows and goats, for the family business. The family businesses have been so successful that Afisa and her husband have been able to construct a two-roomed house for their family. In the future, Afisa hopes to get a car to transport the charcoal from rural areas to her workplace.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 584.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Afisa to buy more bags of charcoal to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Sep 26, 2010
Currency Exchange Loss:
Feb 15, 2011