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Speratha is 38 years old. She is married and has five children between the ages of 3 and 13. All but her youngest child are enrolled in school. Her husband works with Urunana Company, an acting troupe that is hired to convey social messages through plays and other forms of entertainment.

For the last five years, Speratha has had a shop where she sells things such as soap, alcohol, cooking oil and other food items. With the proceeds of this loan, she is going to make improvements to her shop. She says that the success of her business is due to the good customer care that she provides. With the profit from her business, she is going to save up for a piece of land.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 584.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Speratha improvements to the shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Sep 26, 2010
Currency Exchange Loss:
Feb 15, 2011